After Mom Moves
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AFTER
MOM MOVES
Are
you trying to manage the resources from afar?
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You may benefit from
Seniors Real Estate Coordination
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- Property preparation for sale
- Estate clean out - No hassle transitions
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- Communication with family &
professional advisors - Home sale and closing
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To contact a Seniors Real Estate
Professional click HERE |
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NO extra fees or obligation
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Agencies on Aging
Bureau of Elder and
Adult Services
State House, Station 11
Augusta, ME 04333
207.624.5335
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Alzheimer's Communities Regulations
Alzheimer's Unit Requirements set by
Department of Human Services
Bureau of Medical Services, Division of Residential Care
207.624.5250
All facilities with Alzheimer's/Dementia Care Units must offer
special weekly activities such as gross motor, self-care, social,
outdoor, spiritual, and sensory enhancement activities. Regulations
require specific physical plant design for Alzheimer's units.
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Assisted Living Regulations
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Department of Human Services
Bureau of Medical Services, Division of Residential Care
207.624.5250
Assisted Living Facilities/Residential Care Facilities
make a distinction between those with six or fewer residents
and those with seven or more residents. They provide housing
(an apartment which locks and has a bathroom) and assistance
with activities of daily living and administration of medications
and nursing services.
Residential Care Facilities must select the level of care they
will provide.
Level I
Level II
Provided meals
ther non-medical coordinated services
Level III
All of the above
Plus personal care
Medication administration
License required
Level IV
All of the above
RN is an employee
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Adult Day Care
 Adult
Day Care programs provide an assortment of health, therapeutic,
and social services to those at risk of being placed in a nursing
environment. Adult Day Care services support elderly individuals
who lack full independence but who do not need 24-hour nursing
care. Services may include therapeutic and social activities
designed to meet and enhance the participant's level of functioning
through individual plans of care. Such Adult Day Care services
generally provide support, respite and education for caregivers.
A typical Adult Day Care center operates 10 - 12 hours per day
and provides meals, social/recreational outings, and general
supervision. Some Adult Day Care centers maintain a nurse on-site
and may also provide transportation and personal care.
With the added support through participation in Adult Day Care,
admission to rest homes or nursing homes may be delayed. Hence,
participants may be able to remain at home with family members
for a longer period of time. In addition the social stimulation
and recreational activities often mitigate the decline of cognitive/physical
functions.
Adult Day Care support also aids caregivers by providing respite
services thus enabling caregivers to work or to have a break
from their caregiving responsibilities.
Costs for services are usually less than a home health visit
and significantly less than a skilled nursing facility. Daily
fees for adult day services vary depending upon the services
provided.
Learn more about Adult Day Care here. |
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Adult
Day Care
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Property
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Address
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City
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ZIP
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Award Winning HMOs
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Find out if any HMOs in your area rank in the top 50. HealthMatrix
Research Inc. ranks HMOs, provides price comparisons, tips
to ask when shopping for an HMO and answers to Frequently Asked
Questions.
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The back button will bring you
back to Senior Resource after linking to other sites.
Find Low Drug Prices
Save money! Compare prescription drug prices for 1,000+
medications. You'll also see online pharmacy ratings and
shipping fees so you can compare total costs.
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For information on your state's prescription drug assistance
program-
888.600.2466
Program benefits and eligibility varies by state.
Health Insurance Counseling and Advocacy Program (HICAP)
Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance
options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided.
1.800.750.5353
207.624.5335
For more counseling information visit www.medicare.gov
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Insurance: Automobile
Insurance: Life
Insurance, Long Term Care
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Because of old age, mental or physical illness,
or injury, some people find themselves in need of help with
eating, bathing, dressing, and other physical activities. Long-term
care insurance can help pay for such care in the future. To
help protect your financial independence, as you grow older,
many Long Term Care Insurance providers have plans that offer
comprehensive benefits as well as a proven track record of claims
payments and financial stability. You should review all your
options carefully.
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Return to top
Investments: Annuities, 401K Rollovers
Lifecare Retirement Community
Piper Shores is Maine's first and only
nonprofit lifecare retirement community offering:
Lifecare combines the advantages of independent
living plus guaranteed access to onsite assisted living &
skilled nursing care if Piper Shores residents ever need them.
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Moving and Storage Services
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Move it. Store it. And save
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PODS has made moving and storage easy and convenient. We’ll
bring a container right to you, and you can take as long as
you like to load it.
5% OFF 1st Month storage rental.
5% Off long-distance moves.
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Moving
- Pack at your own pace
- Ground-level loading
- No renting or driving a truck
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Storage
- Secure, clean Storage Centers
- Lock it, and you keep the only key
- Pack once—no repacking
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Start Saving
Now 
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OR call 866-767-PODS and mention PROMO
CODE SR411 |
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*Available
for a limited time only at participating locations. Offer
void where prohibited by law. Please call for service locations.
Must mention promotional code at time of order. Cannot be
combined with any other offer. For local moves, 5% off first
month's storage. Additional mileage charges may apply if outside
our standard delivery area. For inter-franchise moves between
two different PODS company-owned and/or franchisee territories,
5% off first month's storage, administrative fees, and transportation
costs.
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Real Estate Agents: Buy or Sell
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Whenever possible your inquiry goes to a Specialist trained
to work with seniors from over 800 such specialists in our International
referral network.
Having a Professional Specialist contact you, is just a click
away! Fill out the inquiry form and we do the rest.
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Aging In Place
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"Aging in place"
is growing older without having to move. Aging in place
with supportive services is one of the most desirable
ways of aging. Aging in place can achieve efficiencies
enabled by the customized care. Successful aging in place
approaches focus on the provision of the most appropriate
care for the specific individual. Thus avoiding wasted
costs brought on by a "generic" care model. |
An aging in place scenario, creates
housing and health care options to provide support as defined
by an individualís wishes and efforts to live independently.
Aging in place can work best when it is employed as a part of
a comprehensive plan for retirement and aging. A key step in
implementing aging in place is to make your home aging friendly.
As we age we don't hear so well, we sometimes forget or get
confused and we can even outlive doctor's predictions about
our longevity. So as long as we persist in growing older, why
not arrange our homes to accommodate our reality. Incorporate
memory triggers into the way we arrange cabinets and counters,
add soft fabrics to muffle background noises, change appliances
to better accommodate our short-comings.
Here is a book to help you make
your homes senior-friendly.
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Universal Design: A Step-by-Step
Guide to Modifying Your Home for Comfortable, Accessible
Living
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The book, Universal
Design: A Step-by-Step Guide to Modifying Your Home for
Comfortable, Accessible Living by Barbara Krueger
and Nika Stewart is a good place to start.With the book
as a guide you can plan ahead for years before you critically
need the advantages offered by the ideas in the book. |
Also visit: the Universal Design
Living Laboratory:A National Demonstration Home at http://www.UDLL.com by Rosemarie Rossetti, PhD
If you want to learn more visit
our Aging in place section .
Once you have an idea of the changes
needed in the home, it is time to discuss the changes with a
contractor/builder in your area. Below is a list of of such
providers in your area.
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Aging
In Place Contractors
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Company
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Address
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City
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ZIP
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State Department of Insurance
Insurance regulations differ from state to state.
Need help with an insurance company provider?
Want to know who writes Medigap insurance in your state?
Contact: Bureau of Insurance
34 State House Station
Augusta, ME 04333
207.582.8707
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Taxes
- Personal Income Tax
- Tax Rate: From 2% the lowest to 8.5%, the highest.
- Income Brackets: Four brackets from $4,199 the lowest to
$16,700, the highest.
For joint returns, taxes due are twice the tax due for half the
income
- Personal Exemptions: $4,700 for singles and $7,850 for
marrieds.
- Standard Deduction: $4,500 for singles, $7,600 for marrieds
filing jointly.
- Additional Deductions: Single over 65 is $1,10, Married
with one over 65 is $900, both over 65 is $1,800
- Medical/Dental Deduction Same as Federal.
- Federal Income Tax Deduction: 0.
- Public Pension Exclusion: 0.
- Private Pension Exclusion: 0.
- Social Security Exemption: Full.
- Sales Tax: 5.% (Food and prescription drugs exempt)
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