After Mom Moves
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AFTER
MOM MOVES
Are
you trying to manage the resources from afar? |
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You may benefit from Seniors
Real Estate Coordination |
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- Property preparation for sale - Estate
clean out - No hassle transitions |
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- Communication with family & professional
advisors - Home sale and closing |
To contact a Seniors Real Estate Professional
click HERE |
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NO extra fees or obligation |
Agencies on Aging
Office on Aging
301 West Preston Street
Room 1004
Baltimore, MD 21201
410.225.1102
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Alzheimer's Communities Regulations
Alzheimer's Unit requirements are not separately specified
Department of Health and Mental Hygiene
Licensing and Certification Department
410.764.2770
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Apartments for Seniors
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Cambridge
Senior Apartments
1040 Foxtail
Cambridge Maryland 21613
(410) 228-1340
Brand New and Ready For YOU!
Conifer Village at Cambridge in Dorchester County Maryland
is now leasing Brand New one and Two bedroom apartments! Located
off of Washington St (Rt 343) west of Leonard Lane.
This serene, wooded setting is packed with amenities you will
enjoy such as fitness center, computer lab, community room,
organized social programs, transportaion and more.
Hurry,
call now and reserve your place at Conifer Village!
www.coniferliving.com
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Spring
Ridge Senior Apartments
6531 Spring Ridge Parkway
Frederick, Maryland 21701
301.620.2620
Offering 144 Affordable 1 and 2-bedroom apartments with patios,
in a state-of-the-art 3-story building in
the planned community of Spring Ridge
Located in a natural setting with access to walking trails,
200 acres of open space
a Certified Wildlife Sanctuary and a Community Center with pool,
tennis courts and shopping center.
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Marwood
Senior Apartments
5605 South Marwood Blvd.
Upper Marlboro, Maryland 20772
301.599.1700
Offering 155 affordable 1 and 2-bedroom apartments with balconies
in a state-of-the-art 4-story building within
a Centex Homes senior community.
It features an entrance guard house, access to walking trails
and a
Community Center with pool and putting green.
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Assisted Living Regulations
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Assisted Living Regulatory Information
Department of Health and Mental Hygiene
Licensing and Certification Department
410.764.2770
Assisted Living Programs provide housing and supportive services,
supervision, personalized assistance, health-related services
to meet the needs of residents who are unable to perform or who
need assistance in performing the activities of daily living.
Facilities may provide one of three levels of care: low, moderate,
or high, based on licensing. If a facility continues to serve
a resident requiring a higher level of care than that for which
the facility is licensed or requiring care above level three,
a waiver may be granted. |
Attorneys: Elder Law and Estate Planning
Frank, Frank & Scherr,
LLC
1400 Front Avenue, Suite 101
Lutherville, Maryland 21093
410.337.8900 or toll free 1.888.338.0400
A practice devoted exclusively to Elder Law, providing
long term care and estate planning, guardianships, trusts,
medical assistance eligibility planning/management,
probate and advance medical directives.
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Adult Day Care
 Adult
Day Care programs provide an assortment of health, therapeutic, and
social services to those at risk of being placed in a nursing environment.
Adult Day Care services support elderly individuals who lack full
independence but who do not need 24-hour nursing care. Services may
include therapeutic and social activities designed to meet and enhance
the participant's level of functioning through individual plans of
care. Such Adult Day Care services generally provide support, respite
and education for caregivers.
A typical Adult Day Care center operates 10 - 12 hours per day and
provides meals, social/recreational outings, and general supervision.
Some Adult Day Care centers maintain a nurse on-site and may also
provide transportation and personal care.
With the added support through participation in Adult Day Care, admission
to rest homes or nursing homes may be delayed. Hence, participants
may be able to remain at home with family members for a longer period
of time. In addition the social stimulation and recreational activities
often mitigate the decline of cognitive/physical functions.
Adult Day Care support also aids caregivers by providing respite services
thus enabling caregivers to work or to have a break from their caregiving
responsibilities.
Costs for services are usually less than a home health visit and significantly
less than a skilled nursing facility. Daily fees for adult day services
vary depending upon the services provided.
Learn more about Adult Day Care here. |
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Adult
Day Care
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Property |
Address |
City |
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ZIP |
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Award Winning HMOs
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Do any HMOs in your area rank in the top 50?
HealthMatrix
Research Inc. ranks HMOs, provides price comparisons, tips
to ask when shopping for an HMO and answers to Frequently Asked
Questions. |
Continuing Care Retirement Communities CCRCs
- Heron Point Chestertown, across Chesapeake
Bay, 30 miles from Baltimore.
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Resource after linking to other sites.
Drug Savings Programs and Medical Aids
Find Low Drug Prices
Save money! Compare prescription drug prices for 1,000+
medications. You'll also see online pharmacy ratings and
shipping fees so you can compare total costs.
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iDiaper.com offers incontinence products and
medical supplies for those in need.
Adult Diapers
We have or can get just about anything, and you are welcome
to call us at (866) 559-0353 or email us at admin@idiaper.com.
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For information on your state's prescription drug assistance
program-
800.492.1974
Program benefits and eligibility varies by state.
Estate Planning
Estate Planning : Online Learning Center
with Estate Planning FAQS
Understanding Estate Planning and Living Trusts
Understanding Who Should Be Beneficiary of your
IRA
Estate tax calculator
Seminars and workshops in the mid-Atlantic area
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Health Insurance Counseling and Advocacy Program (HICAP)
Need help with the Medicare Maze?
Every state has a Health Insurance Counseling and Advocacy Program
to help understand Medicare coverage, payments and Medigap Insurance
options.
Note: Toll free numbers often work only from within the state.
From out of state? Use the other number, when provided. 1.800.243.3425
For more counseling information visit www.medicare.gov
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Return to top
Insurance: Automobile
Insurance: Life
 
Insurance, Long Term Care
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Because of old age, mental or physical illness,
or injury, some people find themselves in need of help with eating,
bathing, dressing, and other physical activities. Long-term care
insurance can help pay for such care in the future. To help protect
your financial independence, as you grow older, many Long Term
Care Insurance providers have plans that offer comprehensive benefits
as well as a proven track record of claims payments and financial
stability. You should review all your options carefully. |
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Investments: Annuities, 401K Rollovers
 
 
Moving help and Supplies
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Move it. Store it. And save
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PODS has made moving and storage easy and convenient. We’ll bring
a container right to you, and you can take as long as you like to
load it.
5% OFF 1st Month storage rental. 5% Off
long-distance moves.
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Moving
- Pack at your own pace
- Ground-level loading
- No renting or driving a truck
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Storage
- Secure, clean Storage Centers
- Lock it, and you keep the only key
- Pack once—no repacking
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Start Saving
Now  |
OR call 866-767-PODS and mention PROMO CODE
SR411 |
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*Available
for a limited time only at participating locations. Offer void where
prohibited by law. Please call for service locations. Must mention
promotional code at time of order. Cannot be combined with any other
offer. For local moves, 5% off first month's storage. Additional
mileage charges may apply if outside our standard delivery area.
For inter-franchise moves between two different PODS company-owned
and/or franchisee territories, 5% off first month's storage, administrative
fees, and transportation costs.
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Real Estate Agents: Buy or Sell
Interested in Buying or Selling
a Home or Condo?
Whenever possible your inquiry goes to a Specialist trained
to work with seniors from over 800 such specialists in our International
referral network.
Having a Professional Specialist contact you, is just a click
away! Fill out the inquiry form and we do the rest.
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Aging In Place
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"Aging in place"
is growing older without having to move. Aging in place
with supportive services is one of the most desirable ways
of aging. Aging in place can achieve efficiencies enabled
by the customized care. Successful aging in place approaches
focus on the provision of the most appropriate care for
the specific individual. Thus avoiding wasted costs brought
on by a "generic" care model. |
An aging in place scenario, creates
housing and health care options to provide support as defined
by an individualís wishes and efforts to live independently.
Aging in place can work best when it is employed as a part of
a comprehensive plan for retirement and aging. A key step in implementing
aging in place is to make your home aging friendly. As we age
we don't hear so well, we sometimes forget or get confused and
we can even outlive doctor's predictions about our longevity.
So as long as we persist in growing older, why not arrange our
homes to accommodate our reality. Incorporate memory triggers
into the way we arrange cabinets and counters, add soft fabrics
to muffle background noises, change appliances to better accommodate
our short-comings.
Here is a book to help you make your
homes senior-friendly.
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Universal Design: A Step-by-Step
Guide to Modifying Your Home for Comfortable, Accessible
Living
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The book, Universal Design:
A Step-by-Step Guide to Modifying Your Home for Comfortable,
Accessible Living by Barbara Krueger and Nika Stewart
is a good place to start.With the book as a guide you can
plan ahead for years before you critically need the advantages
offered by the ideas in the book. |
Also visit: the Universal Design
Living Laboratory:A National Demonstration Home at http://www.UDLL.com by Rosemarie Rossetti, PhD
If you want to learn more visit our
Aging in place section .
Once you have an idea of the changes
needed in the home, it is time to discuss the changes with a contractor/builder
in your area. Below is a list of of such providers in your area.
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Aging In Place Contractors
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Company |
Address |
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State Department of Insurance
Insurance regulations differ from state to state.
Need help with an insurance company provider?
Want to know who writes Medigap insurance in your state?
Contact: Insurance Administration Complaints and Investigation
Unit
Life and Health
501 St. Paul Place
Baltimore, MD 21202-2272
410.333.2793
410.333.2770
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Taxes
- Personal Income Tax
Tax Rate: From 2% the lowest, to 4.75%, the highest.Counties and
Baltimore City may add additional taxes from 1.25% to 3.15%
Income Brackets: Four brackets from $1,000 the lowest to $3,000,
the highest.
Personal Exemptions: $2,400 for singles and $4,800 for marrieds,
over 65 %2,400 each.
Standard Deduction: $1,500 to $3,000 (15% of Maryland adjusted gross)
for singles
$2,000 to $4,000 for marrieds filing jointly.
Medical/Dental Deduction Same as Federal.
Federal Income Tax Deduction: 0.
Public Pension Exclusion: Over 65 $21,500 in from in state.
Private Pension Exclusion: Over 65 $21,500.
Social Security Exemption: Full.
- Sales Tax: 5% (Food, prescription and non-prescription drugs
exempt)
For further information see Maryland Comptroller of the Treasury.
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